How much equity do I have in my home?
Home ownership is an admirable goal and one that many Americans work towards throughout their lives. You may think that once you sign on the dotted line and have the keys to your own home, you are a home owner…
Should I Buy a Fixer Upper? The Pros and Cons of DIY
Everyone dreams of a custom home that they can take pride in and is exactly what they need. Custom homes can come with a hefty price tag, which is why so many homeowners turn to a Do-It-Yourself, or DIY, project…
End of Summer Tips to Prepare Your Home for the New Season
The dog days of summer are officially here and along with back-to-school chaos comes the last few warm days to take care of needed household maintenance. Before the harsher fall and winter weather hits, here are a few things to…
USDA Home Loan explained
Buying a home with no or minimal money used as a down payment can provide opportunities for buyers that otherwise may not be able to become homeowners. Fortunately for today’s buyers, there are a few programs that can help them…
Adding Value to Your Home with Kitchen and Bathroom Remodels
Homeowners considering a remodel are faced with a lot of choices. Hardwood or carpet? Ceramic or porcelain tile? Modern or rustic? One of the biggest things to consider is how a renovation will impact the overall value of your home…
The FHA Loan explained
One of the biggest hurdles that first time homebuyers face is saving up for a sizable down payment on a home. Even experienced homeowners may need to plan for a long time for a new home purchase. Fortunately, FHA loans…
Qualifying for a Mortgage When You Work for Yourself
If you are a freelance employee or entrepreneur, you may wonder how your income stream will impact getting approved for a home loan, or mortgage. While the process can be slightly different, with additional paperwork needed, working for yourself doesn’t…
Benefits and Challenges of Selling Your Own Home
There are a lot of projects that a savvy homeowner can tackle without professional assistance—painting walls, backyard landscaping, even more ambitious projects like tiling or wallpaper. When it comes time to sell your home, you may be considering going the…
Buying a Home with No Down Payment Using the VA Loan
Are you a military service member or veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or…
What is Private Mortgage Insurance?
There are various ways to finance the purchase of a new home. The one that many new homeowners use is to get a loan from a traditional bank or credit union, called a mortgage. But what if you aren’t ready…
